No-fault auto insurance is a policy coverage which works under the rule that no single driver was at liability in a car accident. Therefore no fault is determined in a car accident and each wounded party will file a claim with their own respective auto insurance company for injuries. For example, if Robert and Susan get in a car accident, Robert will file a claim with his insurance company and Susan will file a claim with hers regardless of who was at fault – because there was no one at fault. You can also purchase auto insurance policy from Plano Insurance in order to be secured in case of any accidents.
There are two types of "no-fault auto insurance". The most mutual type is the pure form which confines liability and a person's right to charge in a car accident with the exception of major injuries, punishing negligence and a small number of other reasons. Most car accidents which occur under no-fault car insurance coverage merely end up with a claim for damages and injury costs with no punitive or troubled lawsuits.
The other type of no-fault auto insurance is the "add-on" choice available in some states. The benefit of adding a no fault car insurance selection to your policy in these states is that you can file a claim with your car insurance company irrespective of who was at fault. This insures the policyholder a rapid claims handling process but because it’s just an "add-on", and not a pure form of no-fault insurance, there is no protection from perky litigation in a car accident.